Sure, just know those are two very different investments. Large cap Value stocks have beaten large cap Growth stocks historically, so the 2nd building block is to tilt large-cap Value with 25%. Investment products discussed (ETFs, mutual funds, etc.) Expense ratio: This shows the cost of holding the portfolio if you were to construct the portfolio using the proposed ETFs. It is not a recommendation to buy, sell, or otherwise transact in any of the products mentioned. Lump Sum Investing (DCA vs. LSI), How To Invest Your HSA (Health Savings Account), Factor Investing and Factor ETFs The Ultimate Guide, Paul Merriman Ultimate Buy and Hold Portfolio. They have experienced long periods of underperformance, however. Furthermore, you need to backtest a lot! Excellent diversification throughslicing and dicing. best-in-class ETF and Mutuals fund overview, Here Is The Most Easy To Use Portfolio Rebalance Tool, Here Are The 20 Best Income Portfolios Built with ETFs for 2023, Build Research Affiliates Portfolios With ETFs. Finally, most portfolios, but again not, all include some international stock market exposure. Paul Merriman is an evidence-based investor and favors statistics over feelings. And is there one youd personally prefer? Investors outside North America can use eToro or possibly Interactive Brokers. Together with Chris Pedersen, Paul Merriman has constructed what he calls theultimate target-datefund. Where can I learn more about Paul Merriman? Paul Merriman 4 Fund Portfolio - Backtest And Performance The exposure to bonds varies, Buffetts willing to go as low as 10%, and Harry Browne is higher at 40%. An example is Paul Merrimans enduring Ultimate Portfolio. 10 Year return: This shows the compounded annualized growth rate over a ten-year period. It consists of: I appreciate any feedback as we evaluate this portfolio. : 12 Simple Ways to Supercharge Your Retirement, Check out my flat-fee-only fiduciary friends over at Advisor.com, Portfolio Asset Allocation by Age Beginners To Retirees, How To Buy Zoom Stock With $100 How To Invest in Zoom, Bogleheads 2 Fund Portfolio for Purists & Minimalists (2023). Traditional IRA Which Is Better for You? Year to date: This shows what the portfolio has returned this year starting from the first trading day of the year. Basically, the portfolio places large bets on the well-established Size and Value factor premia, tilting heavily to small cap stocks and Value stocks, to hopefully deliver market outperformance over the long term. Vanguard Tax-Managed Small-Cap Admiral Shares, Vanguard FTSE All-World ex-US Small Cap Index, First three to six months worth of living expenses, Vanguard Short-Term Corp Bond Index Admiral, Funds in excess of three to six months of living expenses, Vanguard Intermediate-Term Corp Bond Index Admiral. How It Works & How to Invest in It, How To Invest in an Index Fund The Best Index Funds, Portfolio Diversification How To Diversify Your Portfolio, Dollar Cost Averaging vs. Merriman has suggested this 100% equity portfolio to take advantage of both the size and value premiums. Also offers services including brokerage, retirement investing, advice and college savings. About - My Toolbox - Privacy - Terms - Contact. Paul Merriman 4 Fund Portfolio Asset Allocation, Paul Merriman 4 Fund Portfolio ETF selection, Paul Merriman 4 Fund Portfolio historical performance, Paul Merriman 4 Fund Portfolio ETF backtest and performance, Compounding The Magic Of A Long-Term Mindset And Delayed Gratification, How I Created A Trend Following Trading Strategy Using Python (Backtest And Code), How To Trade The End Of Month Bias In Stocks.